HOME BUDGET PLANNER
DO YOU KNOW WHERE YOUR MONEY GOES?
Pat Hoey has put together a budget planner from Money Smart that you can use at home. He suggests having three bank accounts and have your wages payment distributed across the three of them each week or pay period.
This will allow you to put aside money for: everyday needs (with bank card); bills & loans (no card); and savings/emergency/holidays/health (no card).
Some couples like to have their own personal bank account each, so expenses like cosmetics, hair, clothing, fitness, alcohol, coffee, lunches and going out go into each of the person’s personal spending account.
Give it a try you may be surprised where your money actually goes, and how much you can save by setting goals.
Click on the link below to get started….